The Home Mortgage Loan Company web site is a service for insurance and mortgage consumers.  Further, Home Mortgage Loan Company does not sell insurance or mortgage products, or is affiliated with any insurance or mortgage company. ALL INFORMATION IS STRICTLY CONFIDENTIAL AND IS TRANSFERRED UPON RECEIPT TO LICENSED PROFESSIONALS IN YOUR AREA WHO WILL CONTACT YOU AND RETURN YOUR COMPLETED QUOTE DIRECTLY.  Accordingly, Home Mortgage Loan Company is not hereby endorsing or recommending any specific insurance / mortgage company, coverage, product or policy type.  NOTHING ON THIS WEB SITE SHOULD BE CONSTRUED AN OFFER TO BUY INSURANCE OR MORTGAGE PRODUCTS, BUT  MERELY A CONFIDENTIAL INFORMATIONAL INQUIRY.

Home Mortgage Loan Company is an independent information gathering firm.  We are not an insurance agency or mortgage brokerage, and consequently we are not qualified nor registered to provide quotes to the  public directly.  Further, the material included on the iLeads web site is for informational purposes only. The content (FAQ's / GUIDES) has been compiled from a wide range of industry sources, and we believe the information to be accurate, however we do not guarantee its accuracy. The listings of insurance companies (if any) and rates are not to be construed as advertising in any form. We  will not accept payment as a condition of being listed on the Home Mortgage Loan Company web site.

INSURANCE: FURTHER, YOU SHOULD KNOW THAT, it is possible that, upon review of your application and medical records, the insurance carrier will determine that (1)  you cannot be approved for coverage or, (2) you fall into a different risk classification. Your final rate could be higher or lower than the rate a licensed agent has quoted. If there is a change, you will be notified and you will have the option to accept the new rate or not.  All products and product features may not be available in all states,  ASK YOUR LICENSED PROFESSIONAL WHAT IS BOTH  AVAILABLE, AS WELL AS RIGHT FOR YOU .  Complete details are included in the specific policy illustrations that are provided to each prospective customer by their licensed agent, when the final application is completed.

Home Mortgage Loan Company can not or will not give legal, tax, financial planning or other professional advice. Always consult with a qualified advisor regarding your personal situation.

MORTGAGE:  FURTHER, YOU SHOULD KNOW THAT, it is possible that, upon review of your application and credit records, the lending institution will determine that (1) you cannot be approved  for credit or, (2) you fall into a higher risk classification. Your final rate could be higher or lower than the rate a licensed broker has quoted. If there is a change, you will be notified and you will have the option to accept the new rate or not.  All products and product features may not be available in all states,  ASK YOUR LICENSED PROFESSIONAL WHAT IS BOTH AVAILABLE, AS WELL AS RIGHT FOR  YOU .  Complete details are included in the specific disclaimers and consumer disclosure material that is provided to each prospective customer by their licensed broker, when the final application is  completed.

Home Mortgage Loan Company EXPRESSLY DISCLAIMS ANY WARRANTY OF MERCHANT ABILITY OR FITNESS FOR A PARTICULAR USE. THE INFORMATION IS  PROVIDED AS IS, WITH ALL FAULTS.  Home Mortgage Loan Company not be liable to any user or anyone else for any inaccuracy, error or omission, regardless of cause, in the  Information or for any damages resulting therefrom. In no event shall Home Mortgage Loan Company  be liable for any consequential damages suffered by user as the  result of user's access to or use of the Information. Home Mortgage Loan Company has no responsibility for the content of any messages or information posted by users, or for the content of information of third parties on the Internet, even if accessed through Home Mortgage Loan Company site .  The user agrees to indemnify Home Mortgage Loan Company  from any damages, losses, costs or expenses which Home Mortgage Loan Company and  its authorized representatives may incur as a result of material entered into these World Wide Web pages bythe user.

In the future, the Home Mortgage Loan Company web site may, for the benefit of its users, be linked to other sites of which we have no relation and exercises no control.  We make no representations as to the accuracy of any of the information contained in such hyper linked sites, nor shall it be liable for the users' reliance on any information contained therein.